FAQ

Buying your first home is a big investment and can be confusing at times. We’re here to make the process less intimidating and more understandable. Whether you’re a first-time homebuyer, are buying a luxury home, or are investing in properties to build your real estate portfolio, we can help guide you through the process toward getting that new set of keys!

WHAT ARE THE BENEFITS OF BUYING OVER RENTING?

Buying may be a better choice. Purchasing a home instead of renting gives you numerous advantages, including. Learn more about the benefits of buying a home here:

BUYING V. RENTING

WHAT IS THE VA HOME LOAN BENEFIT & WHY SHOULD I USE IT?

It’s a loan provided by a participating lender like Veterans Lending Group and is guaranteed by the U.S. Department of Veterans Affairs (VA). This guarantee means we’re able to offer you more favorable terms on a home loan or refinance. You don’t need to be a first-time homebuyer, and you can reuse the benefit. Learn more about it here:

VA HOME LOAN

WHAT DO YOU LOOK FOR WHEN CONSIDERING AN APPLICANT FOR PRE-APPROVAL?

After selecting and applying for a loan, the approval process begins. For approval, we must verify your credit, employment history, assets, property value, and anything else required by your particular circumstances. Learn more about the pre-approval process here:

PRE-APPROVAL PROCESS

WHAT DOES THE LOAN PROCESS LOOK LIKE?

We can walk you through the documents you will need to have on hand, qualifying for a mortgage, shopping for rates and types of mortgages, and the Dos and Don’ts that are important to your approval when applying for a loan. Learn more about the loan process here:

LOAN PROCESS

I HAVE LOW CREDIT SCORES, WHAT CAN I DO?

Raising a credit score is not always easy and not something that can be done overnight. There are several credit best practices that will raise your rating over time. Learn how to improve your credit here:

IMPROVE YOUR CREDIT

RATE LOCK, FICO, FHA, USDA...WHAT DOES IT ALL MEAN?

The home loan process involves a lot of acronyms and new terms. We know it can get confusing, so we created a helpful glossary of mortgage terms. Learn more about mortgage terms and definitions here:

GLOSSARY OF MORTGAGE TERMS

HAVE QUESTIONS?

DON’T KNOW WHERE TO START?
GET ANSWERS NOW

FOUND YOUR DREAM HOME?

READY TO BUY?
GET PRE-APPROVED

NEED A LOWER INTEREST RATE?

DOING RENOVATIONS?
REFINANCE TODAY