Complete loan application and provide documentation to your loan officer. We will pre-approve you within 24 hours if all required info is provided. There is no charge or obligation to be pre-approved.
21 DAY LOAN PROCESS
Find a real estate agent that specializes in VA loans, or we can connect you to one. Then find a house, make an offer, & have your offer accepted.
Receive and sign disclosures. Discuss rate lock options with your loan officer. Your loan is sent to a processor. An appraisal is ordered. Loan is submitted to underwriting for initial loan approval.
Loan is approved. Give processor requested approval conditions. Underwriter reviews approval conditions and issues final loan approval.
Sign your closing disclosures & wait 3 days, then sign your final loan documents at escrow/attorney’s office.
Your loan closes and you can pick up your keys! Congratulations!
Buying may be a better choice. Purchasing a home instead of renting gives you numerous advantages, including. Learn more about the benefits of buying a home here:
It’s a loan provided by a participating lender like Veterans Lending Group and is guaranteed by the U.S. Department of Veterans Affairs (VA). This guarantee means we’re able to offer you more favorable terms on a home loan or refinance. You don’t need to be a first-time homebuyer, and you can reuse the benefit. Learn more about it here:
After selecting and applying for a loan, the approval process begins. For approval, we must verify your credit, employment history, assets, property value, and anything else required by your particular circumstances. Learn more about the pre-approval process here:
We can walk you through the documents you will need to have on hand, qualifying for a mortgage, shopping for rates and types of mortgages, and the Dos and Don’ts that are important to your approval when applying for a loan. Learn more about the loan process here:
Raising a credit score is not always easy and not something that can be done overnight. There are several credit best practices that will raise your rating over time. Learn how to improve your credit here:
The home loan process involves a lot of acronyms and new terms. We know it can get confusing, so we created a helpful glossary of mortgage terms. Learn more about mortgage terms and definitions here: