LOAN PROCESS

Buying your first home is a big investment and can be confusing at times. We’re here to make the process less intimidating and more understandable. Whether you’re a first-time homebuyer, are buying a luxury home, or are investing in properties to build your real estate portfolio, we can help guide you through the process toward getting that new set of keys!

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21 DAY LOAN PROCESS

Complete loan application and provide documentation to your loan officer. We will pre-approve you within 24 hours if all required info is provided. There is no charge or obligation to be pre-approved.

Find a real estate agent that specializes in VA loans, or we can connect you to one. Then find a house, make an offer, & have your offer accepted.

Receive and sign disclosures. Discuss rate lock options with your loan officer. Your loan is sent to a processor. An appraisal is ordered. Loan is submitted to underwriting for initial loan approval.

Loan is approved. Give processor requested approval conditions. Underwriter reviews approval conditions and issues final loan approval.

Sign your closing disclosures & wait 3 days, then sign your final loan documents at escrow/attorney’s office.

Your loan closes and you can pick up your keys! Congratulations!