We Are Proud to Offer
Our Veterans Incentive Program
To Black Rifle Coffee Co Employees
Check Your Eligibility
With a VA home loan you could purchase a home for NO money down! Take the first step here by checking your eligibility quickly and easily!
Total Savings Up to
$
0
With the VLG VIP Program
Save Big with our VIP Lender Credit!
Pay less for your loan with this exclusive benefit. Employees of Amazon can take advantage of mortgage savings with a Veterans Lending Group loan!
Purchase a Home in 5 Steps
1. PRE-APPROVAL
2. HOUSE HUNTING
3. PROCESSING
4. LOAN APPROVAL
5. CLOSING
MOVING DAY!
1. PRE-APPROVAL
Complete loan application and provide documentation to your loan officer. We will pre-approve you within 24 hours if all required info is provided. There is no charge or obligation to be pre-approved.
2. HOUSE HUNTING
Find a real estate agent that specializes in VA home loans, or we can connect you to one. Then find a house, make an offer, & have your offer accepted.
3. PROCESSING
Receive and sign disclosures. Discuss rate lock options with your loan officer. Your VA home loan is sent to a processor. An appraisal is ordered. Loan is submitted to underwriting for initial loan approval.
4. LOAN APPROVAL
Loan is approved. Give processor requested approval conditions. Underwriter reviews approval conditions and issues final loan approval.
5. CLOSING
Sign your closing disclosures & wait 3 days, then sign your final loan documents at escrow/attorney’s office.
MOVING DAY!
Your VA home loan closes and you can pick up your keys! Congratulations!
Want to Learn More?
Watch our free VA Home Loan Bootcamp Class! We have an entire library of FREE classes about the homebuying process.
Your Dedicated V.I.P. Representative
David Carter
- National Director of Education
- U.S. Navy, Retired
- 757.679.0907
- dcarter@vnlending.com
Born in Orange, California and raised in New England and Florida, David graduated from Vero Beach High School in June 1986. As a high-school senior, he enlisted in the United States Navy and reported for recruit training in San Diego, California, following high school graduation. David holds an Associate of Science in Electronics Technology from University of Phoenix and a Bachelor of Science in Liberal Studies (Summa Cum Laude) from Excelsior College. Additionally, David completed many command and staff leadership courses during his 34-year Navy career. Ultimately achieving the position of Force Master Chief (Senior Enlisted Advisor to a 3-star Admiral), 1 of 15 in the entire U.S. Navy, David completed his Navy career in 2021 and joined the leadership staff of Veterans Lending Group (VLG) as the National Director of Education. In this role, David leads a team of VA Home Loan Specialists and Educators whose goal it is to reach as many Service Members and Veterans as possible and educate them on their VA Home Loan Guarantee and other VA-related benefits. They also provide similar education programs to Real Estate and other Mortgage Industry Professionals so they can be better equipped to serve their Veteran clients. When not busy with work, David enjoys golfing, travel, DIY projects, and homebrewing. David is married to the former Terri Lynn Gregory of Virginia Beach, and they have two sons, David and John, both of whom are serving our country in the United States Navy.