Serving the military community since 2001
By now, you’ve obtained your lender, been pre-approved, and found your dream home. It is time to start the loan process! Your licensed loan officer will help you gather paperwork and submit your mortgage application. SUBMIT YOUR APPLICATION Fill out and sign Form 1003 the residential loan application including the attached fair lending notice, loan […]
Starting The Loan Process Read More »
For National PTSD Awareness Month, our community is helping reduce the stigma over the war against mental health. Due to this, we shine a light on the topic of PTSD which affects more than just our country’s Veterans. What Is PTSD? PTSD is a psychiatric disorder that occurs in people who have experienced or witnessed
NATIONAL PTSD AWARENESS MONTH Read More »
Two Important Things About Mortgage Rates For all of our military members out there, there are two quick things we want to share with you about mortgage rates dropping: One, if you have been considering buying a home using your VA Home Loan Benefit, now might be the perfect time to do so. The reason?
Mortgage Rates Have Dropped Read More »
If you’re a homebuyer with a less-than-perfect credit score, getting a mortgage can be a daunting task. But thanks to the VA No Minimum Credit Score benefit, offered by the U.S. Department of Veterans Affairs (VA), it’s now possible to qualify for a VA home loan even if you have a low credit score. Let’s
VA No Minimum Credit Score: A Gamechanger for Homebuyers Read More »
The Basics Applying for a home loan and frustrated by seeing different credit scoring results on every app or monitoring tool you’re using? We get it. Credit is a tricky beast. When requesting a line of credit – for a home loan or even a store credit card – your credit is one of the
Credit Scoring Models: Cracking the Code Read More »
In recognition of National Suicide Prevention Week, our mission goes beyond helping clients achieve their dream of owning a home, to caring deeply about their well-being and that of their families. According to the National Alliance on Mental Illness, suicide is the 10th leading cause of death in the United States. In fact, suicide rates
National Suicide Prevention Week Read More »
May is Military Appreciation Month! We love hearing from our Military friends at VLG! We’re sharing your stories of what it means to you to be a part of such a special community. As we celebrate Military Appreciation Month, it’s important to take a moment to reflect on the sacrifices and challenges that military families
Military Appreciation Month: Moments That Matter Read More »
June 27th is PTSD Awareness Day With so many people impacted, we believe it is important to do our part and talk about what these people are going through on PTSD Awareness Day! Whether you can personally relate or are just learning more about the impact of PTSD for a friend or loved one, it’s more
PTSD Awareness Day Read More »
Introduction: If you’re in the market for a new home or looking to refinance your current mortgage, you may have heard the term “conforming loan limits” being thrown around. But what exactly are conforming loan limits, and how do they affect your ability to obtain a mortgage? In this article, we will discuss everything you
Conforming Loan Limits 2023: What You Need to Know Read More »
Preapproval VS Prequalification is a decision you’ll likely face when considering a VA home loan. It’s essential to understand the differences between these two processes and why preapproval should be your go-to choice. Follow us down the rabbit hole to learn why prequalification isn’t even worth the paper it’s written on! What is Preapproval? Pre-approval
Preapproval VS Prequalification Read More »
Q: HOW DOES THE VA FUNDING FEE WORK? Hey all, this is Tony Dayton here with VLG. Today we are going to be talking about the VA funding fee. Quick Overview The VA funding fee covers the cost of maintaining the VA loan program and goes to the Department of Veterans Affairs directly, and here
At VLG, about 60% of our employees are Veterans and/or Military Spouses; many have completed a PCS move 5 times. Below, we will share with you our best tips and tricks for a successful homebuying and PCS journey! “For those who may not be familiar: PCS is the Permanent Change of Station; the Military member
VLG Moves You: PCS 101 Read More »