Don't Be in the Dark About Your Credit

Night Vision Credit Guidance

Work with our team and establish a personalized plan of action (POA) to get your credit on track for FREE!

Don't Be in the Dark About Your Credit

Night Vision Credit Guidance

Our Credit Specialist’s goal is to get you credit qualified for a home by the end of this program. They will periodically check in with you to help keep you on track. You can contact them at any time with any questions–our team is here to help you!

Here’s what we can help with:

Free Credit Education

Enroll in our free class and learn all about credit building strategies, debt types, and utilization.

Your Credit Usage

Keep your credit usage low. We recommend only utilizing 25% of your available credit.

Create a Savings Plan

Establish a savings plan so that you don’t have to rely on credit cards and loans in the future!

Your Current Accounts

Use our strategies to pay down your current accounts and decrease your credit utilization.

Establishing New Accounts

Avoid new credit inquiries on your report--don’t open any new accounts.

Filing Disputes

If your credit report is incomplete or inaccurate you can file a dispute.

By submitting your contact information, you are providing your express written consent to contacted at the number you have provided including through automated means such as autodialing, text SMS/MMS (charges may apply), and prerecorded messaging, and/or via email, even if your telephone number is a cellular phone number or on a corporate, state, or the National Do Not Call Registry. This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect VLG, LLC. product terms. The information cannot be used by VLG, LLC. to determine a customer’s eligibility for a specific product or service. All financial calculators are provided by a third-party and VLG, LLC. is not responsible for the results or the accuracy of the information.