U.S. Army (Retired)
U.S. Army (Retired)
We go through the VA home buying process step-by-step.
Get a free consultation with a VA Home Loan Specialist!
Ready to lower your monthly payment or interest rate?
The VA works with lenders to provide 100% financing through your VA home loan benefit, meaning no down payment is required.
Up to 100% financing is available with no private mortgage insurance.
The VA guarantees the financing for each home loan, so we can offer lower interest rates!
Complete loan application and provide documentation to your loan officer. We will pre-approve you within 24 hours if all required info is provided. There is no charge or obligation to be pre-approved.
Find a real estate agent that specializes in VA home loans, or we can connect you to one. Then find a house, make an offer, & have your offer accepted.
Receive and sign disclosures. Discuss rate lock options with your loan officer. Your VA home loan is sent to a processor. An appraisal is ordered. Loan is submitted to underwriting for initial loan approval.
Loan is approved. Give processor requested approval conditions. Underwriter reviews approval conditions and issues final loan approval.
Sign your closing disclosures & wait 3 days, then sign your final loan documents at escrow/attorney’s office.
Your VA home loan closes and you can pick up your keys! Congratulations!
Located outside of the US? That’s no problem. We’ve helped our clients PCS back to the US from all over the globe. 60% of our employees are Veterans or are spouses of Veterans–so they really understand the unique position you’re in.