Serving the military community since 2001

Learn the Benefits of Your

VA Home Loan Benefit

You’ve Earned It…Let us Teach You How to Use It!! Start Your Journey to Homeownership Today.

Empowering Military Families Through Education

What is the VA Home Loan Benefit?

The VA Home Loan Benefit is a powerful resource for Veterans and Military Families, offering no down payment, no private mortgage insurance, and competitive interest rates. Designed to make homeownership more accessible, it’s a token of gratitude for your service, simplifying the path to buying or refinancing your home.

Zero Down Payment

Step into homeownership without the burden of saving for a large down payment, opening doors to your dream home sooner.

No Private Mortgage Insurance (PMI)

Save monthly by bypassing the PMI requirement, reducing your overall housing costs.

Lower Interest Rates

Benefit from rates that are typically lower than conventional loans, making your home more affordable over the long term.

There are Tons of Reasons to

Take Advantage of The VA Home Loan Benefit

VA (Veterans Affairs) Home Loans offer several significant benefits for eligible Veterans, active-duty service members, and certain members of the National Guard and Reserves. Here are some of the key advantages:

No Down Payment

One of the most notable benefits is that VA loans often do not require a down payment. This makes homeownership more accessible for Veterans, particularly those who may not have substantial savings.

Competitive Interest Rates

VA loans typically have interest rates that are competitive with, and mostly lower than, conventional loans. This is partly due to the VA's backing of the loan, which reduces the lender's risk.


VA loans do not require private mortgage insurance, a common expense for borrowers who put down less than 20% on other types of loans. This can lead to significant monthly savings.

No Prepayment Penalty

VA loans allow borrowers to pay off their loan early without any prepayment penalties. This flexibility can save a lot of money in interest over time if you're able to pay off the loan ahead of schedule.

No Loan Limits

As of 2020, there are no loan limits for VA Loans for qualifying borrowers. If the Veterans VA Loan is not currently in use. This means Veterans can borrow as much as a lender is willing to lend, without needing a down payment.

Limited Closing Costs

The VA limits the closing costs lenders can charge to VA loan applicants. This helps to keep the loan affordable.

Assistance for Struggling Borrowers

If a VA loan borrower experiences financial hardship, the VA offers assistance to help avoid foreclosure.

Reusable Benefit

The VA loan benefit is NOT a one-time benefit. It can be used over and over again and it can be used multiple times, and can have multiple at once.

Eligibility for Various Types of Properties

✔️ Single family
✔️ Barndo
✔️ Condo
✔️ Multifamily (2, 3, 4 unit)
✔️ Manufactured homes
✔️ Modular homes

Variety of Loan Types Available

✔️ Buy a home
✔️ Buy land and build
✔️ Simultaneous purchase
✔️ Home improvements


Closed loans are VA loans!


Volume in the Last 5 Years!


Throughout the Country


Military Families Educated!

We Only Work With The Best

Find a VA Specialized Loan Officer







Check Your Eligibility

We specialize in lending to the military community. Answer the following questions to get started with Veteran’s Lending Group!

Are you a veteran?
How did you hear about us?
What state are you interested in?
Select all Loan Officers or Loan Officer Assistants, you're working with:
If you're working with a Real Estate Agent, please write their name:

Why Work With Veterans Lending Group?

Specializing exclusively in serving Veterans, we are dedicated to guiding you through the maze of services and programs designed for your success. With us, it’s not just about lending; it’s about empowering you to maximize your entitled benefits.