No Minimum Credit Score Requirement
Unlike many lenders, at Veterans Lending Group, we don’t enforce a minimum credit score for VA loans. While the VA itself doesn’t set a credit score requirement, most lenders typically impose their own minimums, often around 620. Our approach aligns more closely with the VA’s intent to make homeownership accessible to as many Veterans and service members as possible.
Zero Lender Fees
We stand out by charging no lender fees for our VA loans. This policy can significantly reduce the upfront costs for borrowers, making homeownership more attainable for Veterans and active-duty service members.
Land Purchase and Construction Options
Our VA loan program goes beyond just existing homes. We offer the flexibility to purchase land and build a new home, providing Veterans with more options to create their ideal living situation.
We Believe in Educating our Military Community on their VA Home Loan Benefits
We have educated over 500,000 Veterans, Active Duty Service Members, and their families. Why? Because we believe in sharing the TRUTH about the VA Home Loan benefit so that those who earned it can use it!
Comprehensive Evaluation Process
Instead of relying solely on credit scores, we take a holistic approach to loan approval. We consider factors such as:
- Overall loan profile
- Debt-to-income ratio
- Residual income
- Employment history
- Assets
This comprehensive evaluation allows us to assist Veterans who might be overlooked by other lenders due to credit score requirements alone.
Commitment to VA Loan Program’s Core Values
By offering these unique features, we’re staying true to the original intent of the VA loan program: making homeownership more accessible for those who have served our country. We believe in providing Veterans with the flexibility and support they need to achieve their homeownership goals, regardless of credit challenges or unconventional home-buying plans. Our combination of no minimum credit score, zero lender fees, and the ability to finance land purchase and construction truly sets us apart in the VA loan market. We’re dedicated to serving Veterans and active-duty service members by offering a path to homeownership that many other lenders can’t or won’t provide.
